Quick Decision Loans
Same Day
Instant quote with a soft credit check and no fees.
Trusted by thousands
Representative 91% APR.
Representative example: Amount of credit: $500 for 6 months at $106.79 per month. Total amount repayable of $640.77 Interest: $140.77 Interest rate: 91% pa (fixed). Representative 91% APR. Rates between 9.3% APR and maximum 1721% APR – your no-obligation quote and APR will be based on your personal circumstances.
Moola Loans is a registered trading name Zynx Ltd who are a credit broker, not a lender. Moola Loans provides access to a loan matching service. This site will submit the information you provide to a panel of lenders. All applications will be subject to credit checks and affordability assessments. If you accept a lender’s loan offer, they will perform a hard credit search. Moola Loans will not perform a credit check, lenders will complete a soft search when assessing your eligibility for a loan.
Loans between $50 and $5000 over a 3-month to 36-month term.
How it works
We know you need your money as soon as possible.
That’s why we have designed our website to be fast and simple.

Apply Online
Complete a quick and simple application form. No lengthy paperwork – just basic personal and financial info to get started.

Check Your Offer
We instantly compare loan options from trusted US lenders tailored to your needs. Transparent rates and no hidden fee’s.

Get Your Funds
Once approved, receive your money straight into your bank account – often within hours. Fast, secure, and stress-free.
FAQs
Most common asked questions. Find the answers below.
What is Moola's online loan search?
Moola is an online platform that allows you to search and compare loan offers from over 60 trusted US lenders. It’s designed to help you find the right loan quickly and easily.
How does the loan search process work?
It’s simple. Fill out one quick online form, and we instantly match you with offers from multiple lenders. You’ll see your options and can choose the one that best suits your needs.
How long does it take to get a decision?
Most users receive a loan decision in just a few minutes. The process is designed for speed and convenience.
Will this affect my credit score?
No. The initial search is a soft check, which doesn’t impact your credit score. Only if you proceed with a lender will a full credit check occur.
What kind of loans can I apply for?
We help you compare short-term loans, payday loans, and options for borrowers with bad credit. Loan amounts typically range from $100 to $2,500+.
Who are the lenders?
We work with a network of over 40 regulated and reputable US lenders, including specialists in bad credit and payday loans.
When will I receive the funds?
If approved, funds are often transferred on the same day, sometimes within hours, depending on the lender and your bank.